The testimonials are not necessarily representative of all of those who will use our products and/or services.
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In today's real estate market there are an abundance of homes that fall under the category of either a short sale or an REO. What is a short sale? A short sale is where a homeowner owes more money on the house the current market value of the home and the homeowner has decided to sell the property but doesn't have to money to pay the difference between the loan balance and sale price. The borrower can either contact the lender directly or a company like Vivix Credit Solutions that specialize in short sales to make a request to sell the home for less that the outstanding balance of the loan without having to pay the lender the difference between the loan balance and the sales price of the home. Short sales may be considered a foreclosure by the lender, but not in all cases. So, a borrower may be able to prevent having foreclosure on their credit by completing the short sale versus foreclose or not to the credit bureaus.
What is an REO? A REO is a home where the bank has taken ownership of a home from a borrower usually due to foreclosure; however, the bank is selling the home on the open market rather than selling the home through a foreclosure auction.
In today's market, due to the volume of distressed homes, short sales take much longer to close than the traditional 30-45 day home buying process. Short sales have multiple entities including, the seller/homeowner, the lender and the investor in cases where the bank sold the loan to another party. All of the parties have to agree to the terms of the short sale offer made by a prospective buyer to complete the sale. Another factor that can increase complexity of buying a short sale home is the seller has two mortgages on the property as opposed to just one. So, short sales typically take four to eight months to complete. REOs typically will be completed in shorter time frames than short sales, but an REO sale is typically sold by the lender as an' as is' property. So, prospective buyers that are looking to get a discounted price on a home must be aware of the terms of the sale and the condition of the home. Whether a prospective home buyer is looking to purchase a home that is listed as a short sale or an REO, the borrower negotiate tend facilitate the short sale process. Experience in this highly complicated niche is invaluable when there is so much at stake, Also homeowners that are in the unenviable position of needing or wanting to short sale their home, can do it themselves, but given the complexities of the deals and time frames involved, they will likely have more success with the assistance of companies like Vivix Credit Solutions who outsource this service to affiliate realtors within their network to facilitate and manage the short sale process.
Bayron Rosales
3 months ago
Great and professional team, my credit was really poor and they deleted 97% of my bad accounts which improve my credit score dramatically, I also opened three credit accounts already, currently they are working hard to delete some of my remaining bad accounts that I have with Experian.
Fidel Cruz
4 months ago
Vivix Credit Solution gets two thumbs up from me... My credit score increased. I really appreciate the help and assistance of Vivix Credit Solution. Thank you and More power to you all.
Riyad Shalabi
7 months ago
Thank you for all the good work you’ve done.
Chirondala Maduka
6 months ago
My credit score increased after Vivix Credit Solutions services. By the time they were done my score was in the high 600s low 700s! I was so impressed. THANKS VIVIX...YOU ARE THE BEST!
S Costley
4 months ago
Thank you Vivix Credit Solutions for the credit education and credit repair guidebook that you gave me! It has been a tremendous help.
Roosevelt Mompremier
4 months ago
I am extremely pleased with the result. Outstanding customer service, and best of all - they are very knowledgeable.
Joel Rojas
11 months ago
From the first visit the staff was so professional and truly concern to my issues. I signed up for their service and it was the best thing I did. I was very pleased with the results and I will give gladly tell anyone that needs this service to go to Vivix Credit Solutions. Thank you for the experience.
Joseph Olszewski
a year ago
When I first walked into the Vivix Office I felt a friendly feeling and from then on it was nothing but good things happening. My credit score was in the low 500’s now is 753. Thank you for a wonderful job!
Rokeia Smith
a year ago
I want to thank everyone at Vivix Credit Solutions for all their hard work and dedication. When I first walked into the door I thought my credit was a loss cause. After only a couple of months my credit score increased at least 60 points and continue to increase today. I recommend anyone who wants to clean up their credit to call Vivix Credit Solutions first.
Ngweh Azah
2 years ago
My experience with Vivix Credit Solutions has been more than satisfactory. Thanks to them, I am on my way to having excellent credit. All negative accounts on my credit report have been eliminated.
Leo Rodrigues
3 years ago
I had a great experience working with Vivix Credit Solutions. They helped me eliminate thousands of dollars worth of bad credit debt! I was really skeptical at first, but as soon as I saw my first set of results I knew I had made the right decision to use them for my credit repair. I'm happy to refer them clients too, they helped me out a lot!
Zanina Beckett
a year ago
I have been working with Mr. Gabriel Brown for the last 6 months and my credit score has already improved 50%. I am very happy with Mr. Brown and his entire staff. I recommend Vivix Credit Solutions to all my friends and family.
Peter Arroyo
2 years ago
I can’t believe the results I have already received with just one treatment, and I still have 2 treatments left. I believe by the end of this I will have everything negative deleted from my credit report. There are so many different companies out there offering their assistance and I tried many, but failed with all. Vivix Credit Solutions is the only one that was able to fix my credit.
Lori Sisolak
a year ago
WooHoooo! My credit score went up another 54 points in one month thanks to Mr. Gabriel Brown and the Vivix Credit Solutions Team.
7795 West Sahara Ave 101 A-B Las Vegas, Nevada 89117
